You've got the tool. Here's the 30-minute plan to actually use it.

This is the same Budget Audit Tool I use with paying coaching clients in their first session.

Download to your computer

Saves a .xlsx file to your Downloads folder. Opens in Excel or Numbers.

Open in Google Sheets

Creates a copy in your Google Drive. No account setup needed.

How to actually use it this weekend

1
Block 30 minutes this weekend. Not tonight when you're tired. Not "someday." Put a specific time on the calendar.
2
Start with the Big 3. Housing, Transportation, Food. These are 60 to 70 percent of every household budget. Every leak worth finding is here first.
3
Don't try to fill in every category on day one. Get the Big 3 clean. Everything else can wait a week.

Questions on how to fill something in? Reply to the welcome email in your inbox. I read every one.